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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,000 | $60,165+28.0% | $74,184+3.8% | $55,167+39.6% |
| Participation rate | 82.5% | 74.2%+8.4pp | 76.6%+5.9pp | 69.0%+13.5pp |
| Annual return | -4.19% | 10.00%-14.2pp | 17.74%-21.9pp | 169.23%-173.4pp |
| Employer contribution / active EE | $2,863 | $1,600+79.0% | $2,370+20.8% | $1,963+45.9% |
| Participant deferral / active EE | $4,176 | $2,973+40.5% | $3,550+17.7% | $3,054+36.7% |
| Admin fee / account holder | $3,697 | $419+781.7% | $5,586-33.8% | $504+633.7% |