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| Provider | Service type | Compensation |
|---|---|---|
JANNEY MONTGOMERY SCOTT LLC7 years Service code 27 1717 ARCH ST 18TH FL · PHILADELPHIA, PA 19103 | Advisory (Plan) | $67,706 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,637 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $16,158 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,943 | $79,209+56.5% | $102,434+21.0% | $74,459+66.5% |
| Participation rate | 95.4% | 74.8%+20.7pp | 76.5%+18.9pp | 67.2%+28.2pp |
| Annual return | 15.24% | 54.98%-39.7pp | 29.46%-14.2pp | 1369.70%-1354.5pp |
| Employer contribution / active EE | $4,567 | $2,362+93.3% | $3,023+51.1% | $2,626+73.9% |
| Participant deferral / active EE | $6,958 | $4,417+57.5% | $5,055+37.7% | $4,350+60.0% |
| Admin fee / account holder | $377 | $2,002-81.2% | $9,462-96.0% | $1,945-80.6% |