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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,392 | $165,399+22.4% | $149,745+35.2% | $158,982+27.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.93% | 348.34%-330.4pp | 276.72%-258.8pp | 302.99%-285.1pp |
| Employer contribution / active EE | $4,189 | $5,105-17.9% | $4,646-9.8% | $4,763-12.0% |
| Participant deferral / active EE | $7,251 | $7,183+1.0% | $6,843+6.0% | $5,983+21.2% |
| Admin fee / account holder | $5,450 | $10,811-49.6% | $9,312-41.5% | $11,252-51.6% |