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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,032 | $157,304-5.9% | $141,197+4.8% | $152,909-3.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 13.64% | 64.34%-50.7pp | 71.41%-57.8pp | 345.46%-331.8pp |
| Employer contribution / active EE | $4,521 | $5,263-14.1% | $4,736-4.5% | $4,764-5.1% |
| Participant deferral / active EE | $7,196 | $7,111+1.2% | $6,710+7.2% | $5,851+23.0% |
| Admin fee / account holder | $45,728 | $12,126+277.1% | $10,265+345.5% | $11,601+294.2% |