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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,436 | $127,386+97.4% | $115,037+118.6% | $125,388+100.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.52% | 31.28%-31.8pp | 26.14%-26.7pp | 282.24%-282.8pp |
| Employer contribution / active EE | $7,753 | $5,166+50.1% | $4,608+68.3% | $4,866+59.3% |
| Participant deferral / active EE | $13,259 | $6,423+106.4% | $6,026+120.0% | $5,352+147.8% |
| Admin fee / account holder | $1,905 | $9,516-80.0% | $8,175-76.7% | $9,541-80.0% |