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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,416 | $135,956+106.3% | $123,894+126.3% | $273,972+2.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.30% | 56.63%-49.3pp | 47.52%-40.2pp | 41.46%-34.2pp |
| Employer contribution / active EE | $7,803 | $5,170+50.9% | $4,617+69.0% | $4,869+60.3% |
| Participant deferral / active EE | $12,754 | $6,343+101.1% | $5,984+113.1% | $5,287+141.2% |
| Admin fee / account holder | $6,998 | $9,817-28.7% | $8,357-16.3% | $10,133-30.9% |