Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,191 | $106,749-68.9% | $145,433-77.2% | $82,448-59.7% |
| Participation rate | 40.0% | 75.6%-35.6pp | 82.1%-42.1pp | 68.1%-28.1pp |
| Annual return | 10.60% | 27.59%-17.0pp | 66.58%-56.0pp | 41.64%-31.0pp |
| Employer contribution / active EE | $1,802 | $3,444-47.7% | $4,554-60.4% | $2,551-29.4% |
| Participant deferral / active EE | $3,121 | $6,519-52.1% | $7,897-60.5% | $4,139-24.6% |
| Admin fee / account holder | $2,314 | $8,390-72.4% | $13,129-82.4% | $7,234-68.0% |