Filed November 4, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $66,721 |
Filed as: NEW YORK LIFE SECURITIES Service code 49 · EIN 27-0145686 | Other Services | $6,367 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MGMT LLC Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,133 | $84,487+25.6% | $125,339-15.3% | $66,914+58.6% |
| Participation rate | 90.6% | 76.4%+14.2pp | 82.4%+8.2pp | 69.8%+20.8pp |
| Annual return | -18.27% | -8.39%-9.9pp | 572.05%-590.3pp | 1.58%-19.9pp |
| Employer contribution / active EE | $2,769 | $3,553-22.1% | $4,814-42.5% | $2,544+8.8% |
| Participant deferral / active EE | $6,981 | $6,781+3.0% | $7,446-6.2% | $4,237+64.8% |
| Admin fee / account holder | $335 | $685-51.1% | $10,010-96.7% | $593-43.5% |