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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,112 | $239,571-68.6% | $183,328-59.0% | $137,256-45.3% |
| Participation rate | 68.8% | 82.4%-13.7pp | 77.3%-8.6pp | 80.0%-11.2pp |
| Annual return | 17.15% | 35.69%-18.5pp | 29.67%-12.5pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,113 | $6,148-65.6% | $5,055-58.2% | $4,156-49.2% |
| Participant deferral / active EE | $4,643 | $7,995-41.9% | $6,795-31.7% | $6,407-27.5% |
| Admin fee / account holder | $319 | $30,059-98.9% | $21,427-98.5% | $12,270-97.4% |