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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,112 | $282,059-73.4% | $213,469-64.8% | $154,746-51.5% |
| Participation rate | 68.8% | 82.7%-13.9pp | 77.1%-8.4pp | 80.7%-12.0pp |
| Annual return | 17.15% | 20.90%-3.7pp | 20.58%-3.4pp | 172.34%-155.2pp |
| Employer contribution / active EE | $2,113 | $6,189-65.9% | $4,994-57.7% | $4,379-51.8% |
| Participant deferral / active EE | $4,643 | $8,186-43.3% | $6,841-32.1% | $6,730-31.0% |
| Admin fee / account holder | $319 | $37,435-99.1% | $27,141-98.8% | $14,365-97.8% |