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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,432 | $178,174+189.8% | $156,181+230.7% | $137,256+276.3% |
| Participation rate | 95.7% | 82.0%+13.6pp | 78.8%+16.8pp | 80.0%+15.7pp |
| Annual return | 33.09% | 84.19%-51.1pp | 64.87%-31.8pp | 220.34%-187.2pp |
| Employer contribution / active EE | $6,864 | $4,972+38.1% | $4,294+59.9% | $4,156+65.2% |
| Participant deferral / active EE | $8,751 | $6,888+27.1% | $6,132+42.7% | $6,407+36.6% |
| Admin fee / account holder | $1,426 | $17,404-91.8% | $14,586-90.2% | $12,270-88.4% |