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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,432 | $199,109+159.4% | $173,730+197.3% | $154,746+233.7% |
| Participation rate | 95.7% | 82.8%+12.8pp | 79.6%+16.1pp | 80.7%+15.0pp |
| Annual return | 33.09% | 20.02%+13.1pp | 19.96%+13.1pp | 172.34%-139.2pp |
| Employer contribution / active EE | $6,864 | $5,311+29.2% | $4,577+50.0% | $4,379+56.7% |
| Participant deferral / active EE | $8,751 | $7,113+23.0% | $6,326+38.3% | $6,730+30.0% |
| Admin fee / account holder | $1,426 | $20,916-93.2% | $17,523-91.9% | $14,365-90.1% |