Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,214 | $77,574-26.2% | $108,753-47.4% | $86,983-34.2% |
| Participation rate | 32.7% | 62.3%-29.6pp | 71.1%-38.4pp | 69.5%-36.8pp |
| Annual return | 17.85% | 18.42%-0.6pp | 37.47%-19.6pp | 25.83%-8.0pp |
| Employer contribution / active EE | $712 | $1,611-55.8% | $2,427-70.6% | $2,584-72.4% |
| Participant deferral / active EE | $1,034 | $3,128-66.9% | $4,115-74.9% | $4,194-75.3% |
| Admin fee / account holder | $1,478 | $6,529-77.4% | $10,320-85.7% | $7,856-81.2% |