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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,477 | $29,319-95.0% | $52,425-97.2% | $82,448-98.2% |
| Participation rate | 67.2% | 46.9%+20.4pp | 55.6%+11.6pp | 68.1%-0.8pp |
| Annual return | 26.57% | 535.20%-508.6pp | 302.12%-275.6pp | 41.64%-15.1pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $431 | $1,171-63.2% | $1,790-75.9% | $4,139-89.6% |
| Admin fee / account holder | $29 | $1,962-98.5% | $2,495-98.8% | $7,234-99.6% |