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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,207 | $77,816+64.8% | $123,549+3.8% | $64,181+99.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.21% | 12.49%-18.7pp | 119.20%-125.4pp | 7.63%-13.8pp |
| Employer contribution / active EE | $7,260 | $3,014+140.9% | $4,628+56.9% | $2,381+204.9% |
| Participant deferral / active EE | $2,093 | $5,240-60.1% | $6,426-67.4% | $3,470-39.7% |
| Admin fee / account holder | $5,784 | $5,519+4.8% | $9,284-37.7% | $4,887+18.3% |