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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,781 | $85,766+72.3% | $136,297+8.4% | $70,124+110.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.30% | 31.45%-15.2pp | 5156.19%-5139.9pp | 73.14%-56.8pp |
| Employer contribution / active EE | $7,002 | $2,966+136.1% | $4,696+49.1% | $2,342+198.9% |
| Participant deferral / active EE | $2,067 | $5,051-59.1% | $6,247-66.9% | $3,332-38.0% |
| Admin fee / account holder | $4,348 | $5,420-19.8% | $9,244-53.0% | $4,645-6.4% |