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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,380 | $117,895-73.4% | $102,460-69.4% | $145,897-78.5% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 10.78% | 31.92%-21.1pp | 29.47%-18.7pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,549 | $3,619-57.2% | $3,025-48.8% | $4,663-66.8% |
| Participant deferral / active EE | $2,133 | $5,736-62.8% | $5,056-57.8% | $6,689-68.1% |
| Admin fee / account holder | $13,268 | $13,353-0.6% | $9,460+40.3% | $13,390-0.9% |