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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,380 | $117,859-73.4% | $102,438-69.4% | $145,959-78.5% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 10.78% | 31.72%-20.9pp | 29.37%-18.6pp | 561.95%-551.2pp |
| Employer contribution / active EE | $1,549 | $3,615-57.2% | $3,024-48.8% | $4,661-66.8% |
| Participant deferral / active EE | $2,133 | $5,732-62.8% | $5,054-57.8% | $6,689-68.1% |
| Admin fee / account holder | $13,268 | $13,318-0.4% | $9,448+40.4% | $13,398-1.0% |