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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,069 | $165,399+241.0% | $149,745+276.7% | $158,982+254.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.31% | 348.34%-345.0pp | 276.72%-273.4pp | 302.99%-299.7pp |
| Employer contribution / active EE | $4,238 | $5,105-17.0% | $4,646-8.8% | $4,763-11.0% |
| Participant deferral / active EE | $11,446 | $7,183+59.4% | $6,843+67.3% | $5,983+91.3% |
| Admin fee / account holder | $25,931 | $10,811+139.9% | $9,312+178.5% | $11,252+130.5% |