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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,945 | $76,551+253.9% | $123,894+118.7% | $62,881+330.9% |
| Participation rate | 97.1% | 73.0%+24.1pp | 81.4%+15.6pp | 69.3%+27.8pp |
| Annual return | -1.59% | 18.68%-20.3pp | 47.52%-49.1pp | 20.14%-21.7pp |
| Employer contribution / active EE | $4,418 | $2,882+53.3% | $4,617-4.3% | $2,281+93.7% |
| Participant deferral / active EE | $11,008 | $4,840+127.4% | $5,984+83.9% | $3,203+243.7% |
| Admin fee / account holder | $698 | $4,826-85.5% | $8,357-91.6% | $4,296-83.7% |