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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,437 | $138,076+187.1% | $123,553+220.9% | $135,380+192.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 12.02% | 153.70%-141.7pp | 119.21%-107.2pp | 519.81%-507.8pp |
| Employer contribution / active EE | $2,817 | $5,152-45.3% | $4,628-39.1% | $4,779-41.0% |
| Participant deferral / active EE | $13,504 | $6,800+98.6% | $6,426+110.1% | $5,609+140.7% |
| Admin fee / account holder | $14,969 | $10,917+37.1% | $9,284+61.2% | $10,828+38.2% |