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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,423 | $196,972+137.3% | $182,262+156.5% | $198,609+135.3% |
| Participation rate | 95.2% | 85.7%+9.5pp | 84.2%+11.0pp | 82.4%+12.9pp |
| Annual return | 12.23% | 158.27%-146.0pp | 140.60%-128.4pp | 202.70%-190.5pp |
| Employer contribution / active EE | $13,120 | $5,364+144.6% | $5,046+160.0% | $5,055+159.5% |
| Participant deferral / active EE | $19,796 | $8,643+129.1% | $8,276+139.2% | $6,977+183.7% |
| Admin fee / account holder | $55,828 | $18,429+202.9% | $16,712+234.1% | $19,030+193.4% |