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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,423 | $154,228+203.1% | $145,433+221.4% | $137,256+240.5% |
| Participation rate | 95.2% | 83.8%+11.4pp | 82.1%+13.1pp | 80.0%+15.3pp |
| Annual return | 12.23% | 74.59%-62.4pp | 66.58%-54.3pp | 220.34%-208.1pp |
| Employer contribution / active EE | $13,120 | $4,804+173.1% | $4,554+188.1% | $4,156+215.7% |
| Participant deferral / active EE | $19,796 | $8,216+140.9% | $7,897+150.7% | $6,407+209.0% |
| Admin fee / account holder | $55,828 | $14,344+289.2% | $13,129+325.2% | $12,270+355.0% |