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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,701 | $52,961+573.5% | $172,752+106.5% | $65,185+447.2% |
| Participation rate | 83.8% | 66.2%+17.6pp | 82.6%+1.1pp | 70.2%+13.6pp |
| Annual return | 23.65% | 30.12%-6.5pp | 802.97%-779.3pp | 29.38%-5.7pp |
| Employer contribution / active EE | $8,228 | $2,190+275.7% | $5,144+60.0% | $2,177+278.0% |
| Participant deferral / active EE | $1,504 | $2,471-39.2% | $5,198-71.1% | $3,514-57.2% |
| Admin fee / account holder | $3,988 | $472+745.0% | $13,955-71.4% | $847+370.7% |