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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,781 | $75,962+357.8% | $154,111+125.7% | $64,173+441.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -2.91% | 30.32%-33.2pp | 735.18%-738.1pp | 7.63%-10.5pp |
| Employer contribution / active EE | $12,295 | $3,350+267.0% | $5,298+132.1% | $2,381+416.4% |
| Participant deferral / active EE | $1,368 | $3,175-56.9% | $5,081-73.1% | $3,470-60.6% |
| Admin fee / account holder | $65,592 | $5,589+1073.6% | $13,411+389.1% | $4,887+1242.1% |