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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,095 | $144,124+41.6% | $117,857+73.2% | $147,585+38.3% |
| Participation rate | 88.9% | 83.4%+5.5pp | 79.7%+9.2pp | 82.8%+6.1pp |
| Annual return | 5.83% | 531.17%-525.3pp | 335.09%-329.3pp | 578.56%-572.7pp |
| Employer contribution / active EE | $1,498 | $4,897-69.4% | $3,786-60.4% | $4,876-69.3% |
| Participant deferral / active EE | $4,113 | $5,316-22.6% | $4,482-8.2% | $5,439-24.4% |
| Admin fee / account holder | $5,683 | $10,886-47.8% | $8,020-29.1% | $10,885-47.8% |