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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,307 | $152,619+16.2% | $125,195+41.6% | $152,909+16.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 2.95% | 54.85%-51.9pp | 43.79%-40.8pp | 345.46%-342.5pp |
| Employer contribution / active EE | $1,641 | $4,947-66.8% | $3,866-57.6% | $4,764-65.6% |
| Participant deferral / active EE | $4,207 | $5,869-28.3% | $4,937-14.8% | $5,851-28.1% |
| Admin fee / account holder | $7,031 | $13,437-47.7% | $9,704-27.6% | $11,601-39.4% |