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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 28 · EIN 26-4310632 | Investment Management | $19,790 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $875 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,054 | $65,437+164.5% | $86,698+99.6% | $66,949+158.5% |
| Participation rate | 45.4% | 75.5%-30.1pp | 76.6%-31.2pp | 69.8%-24.4pp |
| Annual return | -12.87% | -10.91%-2.0pp | 35.96%-48.8pp | 1.57%-14.4pp |
| Employer contribution / active EE | $1,742 | $2,154-19.1% | $2,837-38.6% | $2,545-31.5% |
| Participant deferral / active EE | $3,251 | $4,102-20.7% | $4,656-30.2% | $4,239-23.3% |
| Admin fee / account holder | $276 | $642-57.1% | $7,492-96.3% | $594-53.6% |