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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY Service code 28 · EIN 26-4310632 | Investment Management | $20,163 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,000 | $84,936+117.8% | $111,308+66.2% | $79,391+133.0% |
| Participation rate | 44.7% | 75.9%-31.1pp | 77.3%-32.6pp | 70.7%-26.0pp |
| Annual return | 48.27% | 17.45%+30.8pp | 54.67%-6.4pp | 116.88%-68.6pp |
| Employer contribution / active EE | $1,480 | $1,979-25.2% | $2,732-45.8% | $2,428-39.1% |
| Participant deferral / active EE | $2,962 | $3,888-23.8% | $4,487-34.0% | $4,046-26.8% |
| Admin fee / account holder | $250 | $537-53.4% | $7,965-96.9% | $627-60.1% |