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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,997 | $77,157+138.5% | $108,405+69.7% | $85,847+114.3% |
| Participation rate | 90.9% | 74.7%+16.2pp | 80.1%+10.8pp | 69.3%+21.6pp |
| Annual return | 29.69% | 44.55%-14.9pp | 905.55%-875.9pp | 318.61%-288.9pp |
| Employer contribution / active EE | $0 | $2,379-100.0% | $3,559-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $5,486 | $5,567-1.5% | $6,563-16.4% | $3,952+38.8% |
| Admin fee / account holder | $2,424 | $5,174-53.1% | $7,297-66.8% | $6,261-61.3% |