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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,071 | $70,486+84.5% | $100,535+29.4% | $79,856+62.9% |
| Participation rate | 82.7% | 73.6%+9.0pp | 79.4%+3.3pp | 69.6%+13.0pp |
| Annual return | 3.56% | 21.90%-18.3pp | 30.90%-27.3pp | 31.71%-28.1pp |
| Employer contribution / active EE | $3,700 | $2,165+71.0% | $3,419+8.2% | $2,471+49.7% |
| Participant deferral / active EE | $5,512 | $5,182+6.4% | $6,271-12.1% | $3,741+47.3% |
| Admin fee / account holder | $7,115 | $4,480+58.8% | $8,085-12.0% | $5,306+34.1% |