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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,354 | $63,365+110.5% | $91,994+45.0% | $72,976+82.7% |
| Participation rate | 77.5% | 72.5%+5.0pp | 78.6%-1.2pp | 69.5%+8.0pp |
| Annual return | 47.76% | 35.35%+12.4pp | 69.04%-21.3pp | 81.02%-33.3pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,423 | $4,883-9.4% | $5,924-25.3% | $3,608+22.6% |
| Admin fee / account holder | $950 | $4,670-79.7% | $7,744-87.7% | $5,124-81.5% |