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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,793 | $77,817+248.0% | $123,553+119.2% | $64,173+322.0% |
| Participation rate | 88.5% | 74.7%+13.8pp | 82.3%+6.2pp | 69.6%+18.9pp |
| Annual return | -5.56% | 12.49%-18.1pp | 119.21%-124.8pp | 7.63%-13.2pp |
| Employer contribution / active EE | $10,313 | $3,014+242.2% | $4,628+122.8% | $2,381+333.2% |
| Participant deferral / active EE | $5,547 | $5,240+5.9% | $6,426-13.7% | $3,470+59.9% |
| Admin fee / account holder | $5,162 | $5,519-6.5% | $9,284-44.4% | $4,887+5.6% |