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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,926 | $105,210+176.5% | $159,487+82.4% | $85,851+238.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 10.47% | 45.08%-34.6pp | 263.71%-253.2pp | 318.63%-308.2pp |
| Employer contribution / active EE | $17,071 | $3,319+414.3% | $4,831+253.3% | $2,565+565.4% |
| Participant deferral / active EE | $6,140 | $5,946+3.3% | $7,354-16.5% | $3,952+55.3% |
| Admin fee / account holder | $17,701 | $6,934+155.3% | $10,804+63.8% | $6,261+182.7% |