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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,436 | $77,638+38.4% | $156,551-31.4% | $62,881+70.9% |
| Participation rate | 80.0% | 71.2%+8.8pp | 84.0%-4.0pp | 69.3%+10.7pp |
| Annual return | 7.06% | 50.33%-43.3pp | 32.23%-25.2pp | 20.14%-13.1pp |
| Employer contribution / active EE | $4,475 | $3,444+29.9% | $5,501-18.7% | $2,281+96.2% |
| Participant deferral / active EE | $3,051 | $3,046+0.2% | $4,871-37.4% | $3,203-4.8% |
| Admin fee / account holder | $2,083 | $5,561-62.5% | $13,028-84.0% | $4,296-51.5% |