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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,199 | $95,406+77.3% | $185,849-9.0% | $85,847+97.1% |
| Participation rate | 96.9% | 68.8%+28.1pp | 81.7%+15.2pp | 69.3%+27.6pp |
| Annual return | 9.82% | 23.59%-13.8pp | 122.10%-112.3pp | 318.61%-308.8pp |
| Employer contribution / active EE | $5,403 | $3,314+63.0% | $5,169+4.5% | $2,565+110.6% |
| Participant deferral / active EE | $4,266 | $3,424+24.6% | $5,569-23.4% | $3,952+7.9% |
| Admin fee / account holder | $7,624 | $7,214+5.7% | $16,244-53.1% | $6,261+21.8% |