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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $600 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,721 | $63,768-45.6% | $98,483-64.7% | $79,391-56.3% |
| Participation rate | 72.5% | 69.9%+2.6pp | 73.3%-0.9pp | 70.7%+1.8pp |
| Annual return | 5.04% | 626.18%-621.1pp | 1494.38%-1489.3pp | 116.88%-111.8pp |
| Employer contribution / active EE | $327 | $2,558-87.2% | $2,961-89.0% | $2,428-86.5% |
| Participant deferral / active EE | $412 | $3,305-87.5% | $4,276-90.4% | $4,046-89.8% |
| Admin fee / account holder | $5 | $516-99.0% | $5,953-99.9% | $627-99.2% |