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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $3,807 |
WILSHIRE ASSOCIATES INCORPORATED4+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,446 | $51,620-21.6% | $90,324-55.2% | $65,186-38.0% |
| Participation rate | 57.5% | 68.6%-11.1pp | 73.3%-15.7pp | 70.2%-12.7pp |
| Annual return | 4.91% | 24.94%-20.0pp | 78.15%-73.2pp | 29.39%-24.5pp |
| Employer contribution / active EE | $1,040 | $2,235-53.5% | $2,856-63.6% | $2,177-52.2% |
| Participant deferral / active EE | $1,147 | $2,871-60.0% | $3,885-70.5% | $3,514-67.4% |
| Admin fee / account holder | $51 | $384-86.6% | $5,356-99.0% | $847-93.9% |