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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 34-1004471 | Other Services | $3,481 |
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $2,910 |
WILSHIRE ASSOCIATES INCORPORATED5+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,543 | $66,124-44.7% | $90,461-59.6% | $73,497-50.3% |
| Participation rate | 58.5% | 69.7%-11.2pp | 72.7%-14.2pp | 70.7%-12.2pp |
| Annual return | 7.87% | 17.65%-9.8pp | 1294.76%-1286.9pp | 28.51%-20.6pp |
| Employer contribution / active EE | $1,071 | $2,346-54.4% | $3,264-67.2% | $2,270-52.8% |
| Participant deferral / active EE | $1,165 | $3,039-61.7% | $3,964-70.6% | $3,740-68.9% |
| Admin fee / account holder | $35 | $396-91.1% | $5,617-99.4% | $513-93.2% |