Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,631 | $81,331-39.0% | $155,534-68.1% | $80,935-38.7% |
| Participation rate | 69.3% | 66.3%+3.1pp | 78.2%-8.9pp | 67.7%+1.7pp |
| Annual return | 12.08% | 33.37%-21.3pp | 64.92%-52.8pp | 35.66%-23.6pp |
| Employer contribution / active EE | $3,033 | $3,105-2.3% | $4,675-35.1% | $2,757+10.0% |
| Participant deferral / active EE | $1,674 | $3,454-51.5% | $5,630-70.3% | $4,299-61.1% |
| Admin fee / account holder | $2,696 | $7,999-66.3% | $15,900-83.0% | $6,924-61.1% |