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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,682 | $63,346+62.1% | $92,240+11.3% | $70,126+46.4% |
| Participation rate | 29.5% | 68.7%-39.1pp | 76.5%-46.9pp | 69.5%-40.0pp |
| Annual return | 17.61% | 530.19%-512.6pp | 176.29%-158.7pp | 73.15%-55.5pp |
| Employer contribution / active EE | $893 | $2,471-63.9% | $3,680-75.7% | $2,343-61.9% |
| Participant deferral / active EE | $2,441 | $2,854-14.5% | $3,897-37.4% | $3,332-26.7% |
| Admin fee / account holder | $2,422 | $3,841-36.9% | $5,194-53.4% | $4,645-47.9% |