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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,594 | $65,367+18.7% | $92,915-16.5% | $72,976+6.3% |
| Participation rate | 34.5% | 68.3%-33.8pp | 76.0%-41.5pp | 69.5%-34.9pp |
| Annual return | 30.93% | 42.11%-11.2pp | 109.45%-78.5pp | 81.02%-50.1pp |
| Employer contribution / active EE | $991 | $2,594-61.8% | $3,653-72.9% | $2,440-59.4% |
| Participant deferral / active EE | $2,355 | $3,128-24.7% | $4,238-44.4% | $3,608-34.7% |
| Admin fee / account holder | $35,194 | $4,251+727.8% | $5,796+507.2% | $5,124+586.8% |