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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,878 | $73,978+129.6% | $96,515+76.0% | $75,173+126.0% |
| Participation rate | 91.4% | 66.4%+25.0pp | 74.3%+17.1pp | 67.2%+24.2pp |
| Annual return | 24.53% | 26.72%-2.2pp | 35.73%-11.2pp | 160.72%-136.2pp |
| Employer contribution / active EE | $662 | $2,931-77.4% | $3,740-82.3% | $2,671-75.2% |
| Participant deferral / active EE | $5,982 | $3,660+63.4% | $4,880+22.6% | $4,126+45.0% |
| Admin fee / account holder | $8,308 | $5,219+59.2% | $6,735+23.3% | $5,651+47.0% |