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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,247 | $65,361+140.6% | $92,903+69.3% | $72,983+115.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 16.14% | 42.11%-26.0pp | 109.43%-93.3pp | 81.01%-64.9pp |
| Employer contribution / active EE | $20,247 | $2,594+680.5% | $3,653+454.2% | $2,440+729.8% |
| Participant deferral / active EE | $4,454 | $3,128+42.4% | $4,238+5.1% | $3,608+23.5% |
| Admin fee / account holder | $39,211 | $4,251+822.4% | $5,795+576.7% | $5,124+665.2% |