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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,117 | $91,537-16.8% | $130,045-41.5% | $75,173+1.3% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 14.23% | -631.55%+645.8pp | -137.30%+151.5pp | 160.72%-146.5pp |
| Employer contribution / active EE | $4,715 | $2,845+65.7% | $4,321+9.1% | $2,671+76.5% |
| Participant deferral / active EE | $2,256 | $4,343-48.1% | $5,820-61.2% | $4,126-45.3% |
| Admin fee / account holder | $4,827 | $6,780-28.8% | $10,600-54.5% | $5,651-14.6% |