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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,510 | $100,003-20.5% | $146,685-45.8% | $85,856-7.4% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 4.39% | 18.93%-14.5pp | 22.75%-18.4pp | 318.58%-314.2pp |
| Employer contribution / active EE | $4,199 | $2,559+64.1% | $4,137+1.5% | $2,565+63.7% |
| Participant deferral / active EE | $2,920 | $4,006-27.1% | $5,507-47.0% | $3,952-26.1% |
| Admin fee / account holder | $31,799 | $7,704+312.8% | $10,281+209.3% | $6,261+407.9% |