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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,367 | $95,979-72.5% | $74,551-64.6% | $135,380-80.5% |
| Participation rate | 64.7% | 75.7%-10.9pp | 69.1%-4.4pp | 82.6%-17.9pp |
| Annual return | -7.54% | 56.97%-64.5pp | 32.53%-40.1pp | 519.81%-527.3pp |
| Employer contribution / active EE | $1,544 | $2,716-43.2% | $1,961-21.3% | $4,779-67.7% |
| Participant deferral / active EE | $3,405 | $3,844-11.4% | $3,108+9.6% | $5,609-39.3% |
| Admin fee / account holder | $319 | $6,522-95.1% | $5,059-93.7% | $10,828-97.1% |