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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,736 | $118,875-49.7% | $96,572-38.1% | $167,553-64.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 13.94% | 50.50%-36.6pp | 37.79%-23.8pp | 478.89%-465.0pp |
| Employer contribution / active EE | $2,572 | $3,121-17.6% | $2,357+9.1% | $4,840-46.8% |
| Participant deferral / active EE | $4,743 | $4,617+2.7% | $3,850+23.2% | $6,343-25.2% |
| Admin fee / account holder | $2,023 | $8,070-74.9% | $6,183-67.3% | $12,316-83.6% |