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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,102 | $65,423+189.0% | $98,477+92.0% | $85,856+120.3% |
| Participation rate | 22.8% | 65.0%-42.2pp | 73.3%-50.5pp | 69.3%-46.5pp |
| Annual return | 17.15% | 21.76%-4.6pp | 1493.59%-1476.4pp | 318.58%-301.4pp |
| Employer contribution / active EE | $750 | $2,168-65.4% | $2,961-74.7% | $2,565-70.7% |
| Participant deferral / active EE | $1,557 | $3,167-50.9% | $4,276-63.6% | $3,952-60.6% |
| Admin fee / account holder | $259 | $4,594-94.4% | $5,951-95.7% | $6,261-95.9% |