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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,676 | $57,305+190.9% | $86,640+92.4% | $75,173+121.7% |
| Participation rate | 28.4% | 63.2%-34.8pp | 71.7%-43.3pp | 67.2%-38.8pp |
| Annual return | 21.70% | 2674.24%-2652.5pp | 592.52%-570.8pp | 160.72%-139.0pp |
| Employer contribution / active EE | $858 | $2,316-63.0% | $3,024-71.6% | $2,671-67.9% |
| Participant deferral / active EE | $1,890 | $3,320-43.1% | $4,438-57.4% | $4,126-54.2% |
| Admin fee / account holder | $1,401 | $4,116-66.0% | $5,616-75.1% | $5,651-75.2% |