Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $66,363 |
HLB GROSS COLLINS7 years Service code 10 3330 CUMBERLAND BLVD SE · ATLANTA, GA 30339 | Accounting | $15,802 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,808 | $80,763-50.7% | $102,412-61.1% | $74,459-46.5% |
| Participation rate | 82.7% | 65.7%+17.0pp | 74.5%+8.2pp | 67.2%+15.5pp |
| Annual return | 8.39% | 27.57%-19.2pp | 24.94%-16.5pp | 1369.70%-1361.3pp |
| Employer contribution / active EE | $1,810 | $3,160-42.7% | $3,870-53.2% | $2,626-31.1% |
| Participant deferral / active EE | $2,007 | $3,862-48.0% | $5,060-60.3% | $4,350-53.9% |
| Admin fee / account holder | $312 | $2,371-86.9% | $8,388-96.3% | $1,945-84.0% |