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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,810 | $65,364-16.1% | $92,909-41.0% | $72,975-24.9% |
| Participation rate | 76.5% | 68.3%+8.2pp | 76.0%+0.5pp | 69.5%+7.0pp |
| Annual return | 2.02% | 42.11%-40.1pp | 109.44%-107.4pp | 81.01%-79.0pp |
| Employer contribution / active EE | $340 | $2,594-86.9% | $3,653-90.7% | $2,440-86.1% |
| Participant deferral / active EE | $2,173 | $3,128-30.5% | $4,238-48.7% | $3,608-39.8% |
| Admin fee / account holder | $4,185 | $4,251-1.6% | $5,795-27.8% | $5,124-18.3% |