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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,187 | $56,894-6.5% | $84,753-37.2% | $62,881-15.4% |
| Participation rate | 71.4% | 68.5%+2.9pp | 76.6%-5.2pp | 69.3%+2.1pp |
| Annual return | 8.10% | 6.30%+1.8pp | 22.78%-14.7pp | 20.14%-12.0pp |
| Employer contribution / active EE | $265 | $2,400-88.9% | $3,574-92.6% | $2,281-88.4% |
| Participant deferral / active EE | $1,427 | $2,709-47.3% | $3,712-61.6% | $3,203-55.5% |
| Admin fee / account holder | $979 | $3,581-72.7% | $5,333-81.6% | $4,296-77.2% |