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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,298 | $63,346-15.9% | $92,240-42.2% | $70,126-24.0% |
| Participation rate | 73.5% | 68.7%+4.9pp | 76.5%-3.0pp | 69.5%+4.0pp |
| Annual return | 9.84% | 530.19%-520.4pp | 176.29%-166.5pp | 73.15%-63.3pp |
| Employer contribution / active EE | $1,161 | $2,471-53.0% | $3,680-68.4% | $2,343-50.4% |
| Participant deferral / active EE | $743 | $2,854-74.0% | $3,897-80.9% | $3,332-77.7% |
| Admin fee / account holder | $5,766 | $3,841+50.1% | $5,194+11.0% | $4,645+24.1% |